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So far in this series of blog posts, I’ve offered tips to improve the protection included in your PA car insurance plan. Many of the tips I’ve offered, while costing a bit more upfront, actually end up providing better insurance coverage and potential savings down the line.
People say to us here at my law firm, “You’ve showed me how I can save in the long run, but how can I save money on my Pennsylvania car insurance right away?” The good news is that auto insurance companies have many discounts available to drivers for things that they do everyday. To find out if you’re eligible, all you need to do is ask your insurance representative.
Safety is a priority on the road, and your insurance company may recognize your efforts to be safe by knocking a few dollars offer your regular PA auto insurance bills. Ask your insurance rep if the company offers discounts for: vehicles with passive seat belts, vehicles with one or more air bags, vehicles with passive anti-theft devices, and drivers with good, safe driving records.
Some insurance companies may even give you a discount based upon the type of car you drive. Ask you rep if your provider will offer a discount for: vehicles that are standard models instead of sports or high performance models, vehicles with anti-lock brakes, and vehicles with limited usage such as collector cars and classic cars.
Insuring teen drivers can be costly. But your PA auto insurance plan may reward you if your son or daughter has passed an approved driver’s education class or if your child receives good grades in school. Taking a driver improvement course could lower your own insurance costs as well if you’re 55 years or older.
There are many more ways to secure discounted rates with your insurance company. Make sure you shop around too – maybe another car insurance provider can offer better discounts and savings. I’ve only included a few of my law firm’s money-saving tips in this blog post. If you’d like to learn more, browse to towards the back of this Pennsylvania auto insurance brochure created for you by my law firm.
Previous posts in this series:
Underinsured & Uninsured Motorist Coverage